Summary New in 2026: a 0.5% AGI floor on charitable deductions and a top rate drop from 37% to 35% may reduce your deduction value. In 2025, QCDs can satisfy RMDs, keep income off your return, and may help with AGI-based items—but funds must reach charities by December 31. Additional [...]

When you're searching for financial guidance in Chicago, the term "fiduciary" should be at the top of your priority list. But what exactly does this mean, and how do you identify a true fiduciary advisor among the hundreds of financial professionals in the Chicagoland area? A fiduciary financial advisor is [...]